Kansas City Rideshare Accident Attorneys

Helping Victims of Uber & Lyft Accidents in Kansas City, MO

Rideshare companies such as Uber and Lyft have revolutionized the transportation industry. These companies allow people to become drivers and earn extra money by picking up passengers who need rides. While the rideshare concept has been a boon for many drivers and riders, it has also led to an increase in accidents, especially those involving passenger vehicles and rideshare drivers.

If you were injured in an accident involving a rideshare driver or vehicle, you deserve fair compensation for your injuries and losses. At Shamberg, Johnson & Bergman, our Kansas City rideshare accident attorneys are ready to help you seek the compensation you deserve. Our team will fight for you and your rights, and we have the legal experience and resources to put our best efforts toward your case.

Schedule a free consultation with our Kansas City rideshare accident attorneys today by calling (816) 542-5999 or filling out our online contact form.

Missouri Rideshare Driving Laws

In Missouri, rideshare drivers (also known as Transportation Network Company or TNC drivers) who work for platforms like Uber and Lyft are subject to certain regulations. These regulations are designed to ensure the safety of both drivers and passengers.

Here are some key aspects of Missouri rideshare laws:

• Driver Requirements: Rideshare drivers in Missouri generally need to meet the following requirements:
  • Be at least 18 years old.
  • Hold a valid driver's license.
  • Have a vehicle that meets the platform's requirements (e.g., age, condition, insurance).
• Background Checks: Rideshare companies are typically required to conduct background checks on their drivers. These checks may include criminal history and driving record checks to ensure that drivers have a safe and clean record.
• Vehicle Inspection: Rideshare drivers' vehicles may need to undergo inspections to ensure they meet safety and maintenance standards.
• Insurance: Rideshare drivers are typically required to have appropriate insurance coverage that covers them while they are driving for the rideshare platform. Rideshare companies often provide insurance coverage that applies when the driver has a passenger in the vehicle or when they are en route to pick up a passenger.
• Driver Behavior: Drivers are expected to adhere to traffic laws and drive safely. They should not discriminate against passengers based on factors such as race, gender, or disability.
• Licensing and Registration: Rideshare drivers may need to obtain a special permit or license to operate as a TNC driver in the state. They may also need to ensure their vehicle's registration is up-to-date.
• Passenger Accessibility: Rideshare companies may be required to provide accessible vehicles and accommodations for passengers with disabilities.
• Fees and Taxes: Rideshare drivers might be subject to certain fees and taxes related to their TNC activities. This could include things like local permits or licensing fees.

Who is Liable for a Rideshare Accident?

In Missouri, as in many other states, liability in Uber or Lyft accidents can be complex and depend on various factors such as the circumstances of the accident, who was at fault, and whether the driver was actively using the rideshare app at the time of the accident.

If the rideshare driver is not using the app for business purposes (i.e., not actively looking for or carrying passengers), they are generally considered a private driver, and their personal auto insurance would typically apply in the event of an accident.

If the rideshare driver is actively using the app and is available to accept rides but doesn't have a passenger in the car, both their personal insurance and the rideshare company's contingent liability coverage may come into play. If the rideshare driver has accepted a ride and has a passenger in the car, the rideshare company's commercial insurance coverage is usually in effect.

If another driver was at fault in the accident and they were not affiliated with the rideshare service, their insurance would generally be responsible for covering damages, just as in any other car accident.

Determining fault in an Uber or Lyft accident is important for establishing liability. Missouri follows a comparative negligence system, meaning that liability can be divided among multiple parties based on their degree of fault.

Uber & Lyft Accident Claim FAQs

Who can file a claim if they are injured in a rideshare accident?

• Passengers involved in an Uber or Lyft trip.
• Drivers struck by a rideshare vehicle.
• Third parties such as pedestrians, bicyclists, or other motorists hit by a rideshare driver.

Which insurance applies depends on the driver's app status—how does that work?

• App is off: The rideshare driver’s personal auto insurance applies.
• App is on, waiting for a ride: Uber/Lyft provides contingent liability—up to $50,000/person, $100,000 per crash, and $25,000 in property damage.
• En route to pickup or during a ride: Uber/Lyft offers primary coverage up to $1 million for bodily injury and property damage.

What are Missouri’s time limits for filing a claim?

For personal injuries in Missouri, you must file a lawsuit within 5 years of the accident.

What are common mistakes to avoid in rideshare accident claims?

• Failing to report the crash through the app.
• Not gathering evidence—photos, witnesses, or app data.
• Delaying medical care, which weakens the claim.
• Giving recorded statements to insurers without legal advice.
• Accepting the first settlement offer without consulting an attorney, and letting claims drag on past deadlines.

Can uninsured or underinsured coverage help?

Yes. Missouri law requires rideshare uninsured motorist (UM/UIM) coverage above state minimums, protecting you if the at-fault driver lacks insurance.

What types of damages can be recovered?

• Medical bills (present & future)
• Lost wages & reduced earning ability
• Pain and suffering
• Property damage (to your vehicle or personal effects)
• Long-term care if needed

Additionally, punitive damages may apply in severe cases.

Why Choose Our Rideshare Accident Lawyers in Kansas City?

At Shamberg, Johnson & Bergman, CHTD, our Kansas City rideshare accident attorneys are prepared to fight for you if the insurance company attempts to shift the blame to the rideshare company. Our attorneys are also prepared to fight for you if the driver attempts to shift the blame to you. Our attorneys are ready to stand up for your rights and prove that you are not at fault for the accident.

If you were injured in an accident involving an Uber or Lyft vehicle, our rideshare accident attorneys are ready to help. Our team is prepared to fight for you and your rights. Our attorneys have the legal experience and resources to put our best efforts toward your case.

Contact our Kansas City Uber & Lyft accident attorneys today at (816) 542-5999 to request a free case review.